Our Services

Remove Defaults & Judgements under New Laws!

Remove Defaults & Judgements under New Laws! Fill out your details and our friendly staff will call you shortly.

No Obligation Assessment

What Is A Default On Your Credit File?

A default on your credit file, commonly known as a ‘Black Mark’ can have serious implications in regard to obtaining finance. More often than not, the only way to secure finance with default information on your credit file is through a high-interest lender. High-interest lenders are known to charge up to double the principal amount in interest alone. Default information can be listed on your personal credit file by the credit provider if the following criteria are met:

  • Your account has fallen 60 days overdue; and
  • the provider has issued you with an overdue account notice; and
  • the provider has issued you with an intention to default notice; and
  • the debt is not statute-barred; and
  • the amount of the overdue payment is equal to or more than $150.
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Remove The Default From Your Credit Report

If you're unsure how to how to remove a default from your credit file we can help.

Over 3 million Australians are at risk of credit default in the next 12 months.
Credit Wipe has helped over 120,000 Australians with bad credit. We are professionals at removing defaults from credit files. Let us help to free yourself from debt and have the confidence to apply for finance again!

  • Remove Defaults & Judgements
  • Get Your Finance Approved
  • Save On Lower Interest Rates
  • Remove Defaults & Judgements
  • Get Your Finance Approved
  • Save On Lower Interest Rates

Lenders

Defaults We Remove On A Daily Basis

Bank of Queensland
Flexi Rent
Credit Corp Group
dodo
Westpac
American Express
citibank
dun & bradstreet
GE money
Nab
Origin

How it works

How To Get A Default Removed With Credit Wipe Australia

Assessment

Your consultant will assist you in obtaining a free copy of your credit file. Once received, we will identify who has listed a default or court judgement on your credit file.

Investigation

Our case managers will request all relevant documents from the credit provider and cross-reference this information with up to 8,000 pages of legislation.

Removal

Once we have identified a legislative breach we request the credit provider to remove the default from Equifax (prev. Veda), Illion (Prev. Dun & Bradstreet) and Experian.

Post-Removal

Apply for your new Equifax & Illion credit files and re-apply for finance! Your case manager will help you get an updated report so you can confidently apply for finance again.

Get Started

Default Removal Success

The best way to showcase our commitment is through the experiences and stories of those who have partnered with us.

Tania

Tania

“Credit Wipe Australia was successful in removing my Default and repairing my own self worth in getting a car, I have now got myself a brand new Rav4. Thank you very much Credit Wipe Australia."

Pepelope

Penelope M.

"Thank you Credit Wipe Australia"

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“Found out I had 2 defaults on my credit file. Had no idea there was help for me until I gave Credit Wipe Australia a call. Would highly recommend these guys! “
Hayden, QLD