Our Services

Loan
Declined?

Let us help you find your credit report and clear your name of bad credit

No Obligation Assessment

Declined Finance

Turning Declined Loans Into Approvals

Declined Car Loan

A declined car loan can be frustrating. At Credit Wipe Australia, we identify and address issues like low credit scores or insufficient income, providing tailored advice to improve your financial profile and increase your chances of approval, so you can get back on the road.

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Declined Home Loan

A home loan rejection isn't the end of your dream. We help you understand and overcome issues like credit score problems or high debt-to-income ratios, guiding you through improving your profile and successfully reapplying for a home loan approval process.

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Declined Personal Loan

Being declined for a personal loan can be a setback. We help you understand why, addressing issues like low credit scores or high existing debt, and guide you through improving your financial standing to reapply successfully for better outcomes.

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Declined Debt Consolidation

Debt consolidation simplifies managing multiple debts. If declined, we analyze the reasons, help improve your financial profile, address high debt levels or poor credit history, and reapply successfully to achieve financial relief.

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Declined Business Loan

A declined business loan can hinder growth. We help understand the reasons, like inadequate credit history or poor cash flow, providing personalized advice to improve your financial health and reapply with a stronger application.

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Declined Asset Finance

A declined asset finance application can disrupt plans. We help address issues like poor credit history or inadequate cash flow, improving your financial profile to reapply successfully and secure the necessary funding for your business operations.

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Declined Refinance

Refinancing offers better loan terms. If declined, we help you understand why, addressing issues like low credit scores or high debt-to-income ratios, guiding you to strengthen your profile and reapply successfully for better terms.

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Mortgage Rejected?

We Can Help.

Over 3 million Australian's are at risk of credit default in the next 12 months.Credit Wipe has helped over 120,000 Australians with bad credit.Let us help to free yourself from debt and have the confidence apply for finance again!

  • Remove Defaults & Judgements
  • Get Your Finance Approved
  • Save On Lower Interest Rates
  • Remove Defaults & Judgements
  • Get Your Finance Approved
  • Save On Lower Interest Rates
Lenders

Defaults We Remove On A Daily Basis

Bank of Queensland
Flexi Rent
Credit Corp Group
dodo
Westpac
American Express
citibank
dun & bradstreet
GE money
Nab
Origin
How it works

Removal Process

Assessment

Your consultant will assist you to obtain a free copy of your credit file. Once received, we will identify who has listed a default or court judgement on your credit file.

Investigation

Our case managers will request all relevant documents from the credit provider and cross-reference this information with up to 8,000 pages of legislation.

Removal

Once we have identified a legislative breach we request the credit provider to remove the default from Equifax (prev. Veda), Illion (Prev. Dun & Bradstreet) and Experian.

Post-Removal

Apply for your new Equifax & Illion credit files and re-apply for finance! Your case manager will help you get an updated report so you can confidently apply for finance again.

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Client success stories

The best way to showcase our commitment is through the experiences and stories of those who have partnered with us.

“Found out I had 2 defaults on my credit file. Had no idea there was help for me until I gave Credit Wipe Australia a call. Would highly recommend these guys! “
Hayden, QLD